| Product layer | Complete embedded wallet SDK: auth, wallet, recovery, Gas Sponsorship in Any Token. | Wallet APIs are the transaction layer after your signer. Account Kit embedded wallets, signer, and key management are deprecated. |
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| Signing authority | Self-custodial. A non-exportable device key is the signing authority; Cavos holds no key that can move user funds and uses no MPC shares. | Bring-your-own signer. Wallet APIs leave login and keys to Privy (recommended), Turnkey, Openfort, or a viem-compatible signer. |
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| Chain coverage | One SDK with chain-native adapters. Starknet, Solana, and Stellar available today. | Many EVM networks plus Solana. Bundler, ERC-20 gas payments, and Bundler Sponsored Operations are documented for those EVM networks, not for Solana. |
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| Account model | Audited OpenZeppelin account contract (AccountUpgradeable v3.0.0) on Starknet, native Ed25519 system account on Solana, classic G-account on Stellar. | EVM defaults to EIP-7702: the EOA delegates to Modular Account v2 without changing address. Signers that cannot sign EIP-7702 authorizations use non-7702 mode, which creates a separate smart wallet address. |
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| Gas sponsorship | Gas Sponsorship in Any Token. Chain-specific: Starknet paymaster, Solana relayer as fee payer, Stellar sponsored reserves and fee bumps. | Gas sponsorship on EVM and Solana, ERC-20 gas payments, batching, session keys, and automatic fee bumps, as documented for Wallet APIs. |
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| Recovery | Passkey restore on a new device and opt-in hardware-isolated social recovery, both non-custodial. | Not provided by Wallet APIs. Recovery belongs to the signer you bring, such as Privy or Turnkey. |
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| Pricing | Free up to 1,000 wallets. Essential $59/mo. Complete $139/mo. | Free 30M compute units/mo. PAYG $0.525 per million CUs. Gas Manager: 8% admin fee on PAYG; free on testnets. |
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